Dave Ramsey For Treasury Secretary; Or, No I'm Not Buying More Just Yet

The reason Dave Ramsey will never be Treasury Secretary is because he has common sense. Our government leaders haven't the slightest idea what that is. Also, I want to know why blame just the banks, lenders, and the government? What about personal responsibility? People who make $30,000 a year cannot afford $200,000 and $300,000 mortgages. We should all learn to live within our means. The "American Dream" is just that, a dream for most people. If you don't work, very hard and consistently, then you cannot have everything you want. And a lot of people want what others have but they are not willing to put forth the effort to obtain it. Just my opinion, for what it's worth!

I think that you've misunderstood Dave Ramsey's mission. As one who has seen success from following his program, you have to try it to believe it, but it works! I suppose that if you only listen to one or two sessions of his show, it would appear that he "wants" everyone to drive a junk car and deliver pizza. In reality, he wants folks to live within their means and develop additional income streams in order to systematically climb out of debt. For some folks that car is a very used one, but it's paid off. He also encourages people to save up and then buy a better car when they can afford it (read "paid for with cash"). His real (stated) goal is to "live like no one else so that later you can live like no one else." That means sacrificing now so that you have the means to support yourself and be in a position to be charitable as well. Several of my co-workers and I are professionals in the chemical industry. Imagine our co-workers' surprise when they found out that we delivered pizza after work. Well, now we're facing significant lay-offs at our company. Guess who's not too worried? Those of us who paid off our debts and saved up for a rainy day. In fact, one of us still hasn't celebrated his 30th birthday and he's already paid off his house! All this on a so-so salary and following the system that "Dave the Moron" used himself to climb out of debt and become a multi-millionare. He's not selling vitamins and soap or pushing midnight get-rich-quick infomercials on TV. He freely admits that it's the "...same advice your Grandmother gave you..." I've never seen anyone else providing such a simple, structured formula for getting finances in order. He's correct when he points out that "too many people spend too much money to impress people they don't even know." Boy, that was an eye-opener! The point is well-taken that problems remain in our economy that are well outside the scope of Dave's mission - NAFTA being one of many. The point here (Dave for Secretary)is that our so-called leadership needs to harken back to the principles that built this nation - thrift, industry, and even charity. Those are the ones I hear Dave discuss daily on his program. They've worked for us and they can for anyone.

I heard dave ramsey on this mornings show on fox and where people are selling he said don't worry we can laugh at this in 7 years. Excuse me Dave ramsey sounds just like Ken Lay of enron telling you don't sell while you lose everything. I head Dave's radio show and he's a moron who is so out of touch with todays reality. telling people to get a second job delivering pizza's. I guess everyone should deliver pizza's in Dave's world. Want a simple soultion is to get rid of NAFTA! to bring jobs back charge super high tarrifs on china and then you will see companies come back to the USA also you want have some many food and product recalls. Where's Dave on that? This guys is like Donald Trump he sells you a bunch of garbage. You people should start thinking for yourselves instead of listing and paying for advice which makes them rich. BTW Dave Ramsey would have you driving a old car and your paying money to fix that car every other week. Plain and simple the Banks and morgages lenders messed up thish economy along with the goverment. The Banks want to give Illegals loands and credit cards, morgage companies gave out housing loans to anyone as long as they had a warm body. the goverment did nothing with the over 8 million Illegals who have stole jobs and lowered wages. What happens housing crisis that should have been clue one the oil prices going up, the stock market meltdown. the precusors should ahve been seen in 1999-2001 with the dot com bust and business failings. a earlier precusor should have been the 1987 crash and the early 1990's rescession. it does not take numbers it takes brains.

Idiot? Dave Ramsey has led thousands across the nation out of debt, and he is an idiot? Wrong. Dave Ramsey is a man of integrity who has a better grasp of handling finances than 99.9% of the nation.

If not Dave, then someone with his philosophy, it makes no sense to borrow more money when you are broke. Or worse loan more money to a broke borrower.

Better yet, Dave for Speaker of the House, that is were all government spending starts, least ways constitutionally. Congress needs the baby steps. They are sure helping my wife and I.

...and as Dave Ramsey would say, why are you investing in the market when you have credit card debt...do yourself a favor and pay off all of your debt first, including your house. This financial mess will work itself out, so take care of #1 in the meantime!